Residency in Panama: Neutral Financial Alternative.

Strong banking architecture and global connectivity.

Why PANAMA?

Why is a Second Residency a back-up asset?

Discover how a second residency in Panama is a Plan B that safeguards your future.

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Territorial Taxation

Panama mainly taxes income generated within its territory. Well-structured income earned abroad may not be taxed locally. Clear legal framework to optimize your tax burden.

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Time Connectivity

It is one of the main air hubs in Latin America, with the same time zone as the United States. If you have customers or your market is there, it is undoubtedly an ideal base for operating, investing and coordinating without friction.

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Flexible Residency

It is possible to maintain your residency with a minimum physical presence, without activating tax residency if you do not live more than half a year or transfer your center of interest. A true plan B, in every sense of the word.

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Natural Life Quality

Warm climate all year round and extraordinary biodiversity: cosmopolitan city, Caribbean beaches, surf, jungle and mountainous landscapes. A versatile environment for different lifestyles.

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Banking Stability

Dollarized economy with currency linked to the USD. Functional financial system and international banking options, with appropriate access according to the applicant's profile.

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Vital Infrastructure

Panama offers quality private healthcare and bilingual international education for the little ones (and not so young) of the house. Permanent residents can legally access possession of weapons.

Why choose us?

From stress to solution: We manage EVERYTHING for you.

Forget about complexity. You pay and you get. That is.

Other Agencies

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They do not have a second passport.
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They do not have different residencies.
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They 'advise' you and then you are on your own.
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They do not accompany you and you feel helpless.
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They confuse you with impractical options.
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They do not tell you the post-residency requirements.
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They do not guarantee you success (and you pay anyway).

Elite Fiscal

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We have an internal urge to collect passports.
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We have multiple residencies around the world.
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You get 1-on-1 support throughout the process.
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From the initial form and residency, to the passport.
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You execute real plans according to your objective.
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You know all the implications of your movements.
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You pay fees when you are approved by the Government.
What Does It Include

Everything that you get with our implementation within Panama.

From international banking and offshore companies to second passports, we design solutions that protect wealth, reduce risks and provide the peace of mind of knowing that your children's future has real alternatives.

Submit Form
01

Discovery Call

02

Evaluation and Planning

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03

Residency Registration

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04

Opening Bank Accounts

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Our Process

4 steps to create a Plan B that Safeguards your Future

Protect your wealth and your children's tomorrow.

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01

Discovery Call + Action Plan

You fill out a form with all your info (from home) and, if we can assist you, we schedule a phone call to know your goal.

02

Trip to Panama

Time to fly to Panama City.

After settling in, you go by private taxi to Immigration and other institutions to process the papers with our team.

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03

Ongoing Procedure

Thanks to our Elite team, you get temporary residency in record time.

Meanwhile, you are creating ties with Panama to connect correctly (available housing, utility bill, advanced structuring, and more).

04

Completed Residency

Congratulations! Process completed.

Now it is time to be on the lookout for future renovations and their imminent citizenship by investment program.

Enjoy your stay ;)

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THIS IS YOUR PLAN

The plan that adapts to what truly you need.

It includes all the basics and you choose the VIP extras that best suit you.

Panama Elite

“Open the door to a future full of opportunities”

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Preparing Documentation
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Taxi Transportation to Institutions
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Guidance on Citizenship by Investment
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Comprehensive 1-to-1 Accompaniment
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Panama Travel Guide
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Team with +10 Years of Experience
Submit Form

Extras with Panama

Paraguay Residency

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Minimum Presence
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Optimal Taxes
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Future Citizenship
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Dubai Residency

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Minimum Presence
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Optimal Taxes
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Priority Banking
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Mexico Residency

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Minimum Presence
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Optimal Taxes
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Future Citizenship

Health Insurance

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Valid for Residency
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Global Coverage
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Legal Contract

US LLC Creation

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Constitution in 24-48 Hours
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All Required Forms
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Legal Security

Traditional US Bank

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Personal
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Corporate
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Outside CRS
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Hong Kong Company

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0% Taxes
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Offshore
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Multiple IBANs

What are the options for residency in Panama?

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Panama is an excellent Plan B residency, as it offers a territorial tax system that exempts foreign income and only requires 1 visit every 2 years.

It is important to understand that the rules changed in 2021. It is no longer possible to obtain permanent residency immediately using the Friendly Nations Visa. Initially, it starts with a 2-year temporary residency and, after this time, it can be converted to permanent residency.

In 2026, there are a total of 4 types of visa:
- Friendly Nations Visa (FNV).
- Qualified Investor Visa (QIV).
- Self Economic Solvency Visa.
- Visa For Retirees.

Note:
* If you want to obtain permanent residency at the moment, you must specifically apply for the Qualified Investor Visa.

What documents do I need to obtain residency in Panama?

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The following documents are required for all types of residency:

- Passport.
- National ID of your country of origin.
- Criminal record from any country where you have resided for more than 1 year in the last 3 years (translated and certified by a public translator in Panama if not in Spanish).

Depending on the type of visa and where you apply from, you need one of the following:

- Proof of current health insurance.
- Proof of passive, pension or regular income.
- Birth and marriage certificates.
- Proof of income of funds to Panama.

Note:
* All documents must be translated into Spanish.
* All documents from your country of origin must be apostilled.

Can residency in Panama lead to citizenship?

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Eventually yes, but not automatically or immediately.

In Panama, citizenship for foreigners is obtained by naturalization after a minimum period of permanent residency. It is true that Spanish status may facilitate some requirements, but temporary residency alone does not lead directly to a passport. Only permanent residency is valid for naturalization.

Once you are a permanent resident, you can apply for Panamanian citizenship by naturalization after:

- 5 consecutive years of permanent residency.
- 3 years, if you have direct family ties (for example, Panamanian children or spouse).

During this time, in addition to physical presence, authorities usually consider factors such as: basic command of Spanish, integration with roots (work, stable housing, social ties), appropriate behavior and compliance with legal obligations. The naturalization process, once initiated, can take several months and ends with the official granting of citizenship through a presidential decree.

💡 Additional note: In 2026, Panama announced that *soonly* it will launch a specific Citizenship by Investment program linked to real estate where, maintaining an investment of $300,000 USD for 5 years, it will serve as a structured alternative for investors who want to accelerate and clarify their transition from residency to citizenship.

What is birth tourism in Panama?

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Giving birth in Panama offers an incredible opportunity to obtain citizenship for your family, in addition to enjoying affordable, first-rate healthcare. Our local team can help you plan your delivery without complications.

Why in Panama?

- Incredible and affordable healthcare with top-notch medical professionals.
- Much better customer service than in many “first-world” countries.
- Additional services such as midwives, doulas and breastfeeding counselors are also affordable.
- Home births with doctors and midwives are legal in Panama.
- Relaxed environment with great apartments and activities for swimming and relaxing.
- Your child automatically becomes a Panamanian citizen.
- The parents of the newborn can obtain residency in Panama.
- Both groups of grandparents can obtain residency in Panama.
- The newborn's siblings can obtain residency in Panama.

This special consanguinity residency offers an accelerated path to qualifying for citizenship. Basically, when you give birth in Panama, you give your entire family a back-up Plan B and your child becomes a citizen from day one.

What does your birth tourism assistance in Panama include?

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1.- MEDICAL CARE AND DELIVERY OPTIONS.
The most important thing is the birth experience itself. In general, it is much more affordable than in North America and private centers in Europe, but the service, competence and amenities are just as good, or even better. Depending on the experience you are looking for, our local team can provide it for you.
C-section? Alright.
Natural childbirth? Of course.
Home birth? Also fine.
Depending on the choice, we assign you the best doctors and equipment that fit your needs. In addition, before giving birth, you can request special yoga, pilates, massage and acupuncture sessions.

2.- LEGAL DOCUMENTATION.
After giving birth, we work hand in hand to achieve:
- Obtaining the birth certificate.
- Obtaining the Panamanian passport and identification of the minor.
- Obtaining residency for the whole family (parents, grandparents, siblings under 18).
Although Panama is a charming country, it is very bureaucratic and things are not always simple. But we can do it ;)

3.- POSTPARTUM SUPPORT.
In many cases, the weeks and months after giving birth can be even more stressful than the birth itself. We put you in touch with:
- Pediatricians.
- Postpartum counseling.
- Doulas.
- Experts in breastfeeding.

4.- LOGISTICS AND ACCOMMODATION.
- Airport transfers.
- Search for an apartment.
- Buy or rent a car.
- Family photo sessions with the baby.
- Care packages.
- Shopping for the mother and the future baby.
- Beauty services such as home pedicures, manicures, hairdressing, etc.